Abstract
This study examined Impact of Traditional Cooperative Society Lending Models on Poverty Reduction among Peasant Farmers in Imo State, Nigeria. The descriptive survey design was adopted because it allows for collection of quantitative and qualitative data through questionnaires, interviews, or observations. The population of the study comprised of 540 members of 10 registered farmers cooperative societies in Imo. The simple random sampling technique was used to select 180 respondents that served as sample for the study. A researcher made questionnaire titled “Impact of Traditional Cooperative Society Lending Models on Poverty Reduction among Peasant Farmers in Imo State, Nigeria” (ITCSLMPRPF) was used to collect data for the study. Three research questions were raised for the study, thus: To determine ways TCSLM affects poverty levels among peasant farmers in Imo State (r = 0.8)?; To identify advantages and obstacles peasant farmers face when participating in TCSLM (r = 0.7)?; To ascertain ways TCSLM improve financial inclusion and stability among peasant farmers (r = 0.8)? The findings reveal that TCSLM significantly improves access to credit, increases farm income, and provides flexible loan repayment terms, contributing to poverty reduction and financial inclusion. While areas for improvement exist, such as interest rates and loan amounts, the study suggests that TCSLM can be a valuable tool for supporting the economic well-being of rural communities. DOI: https://doie.org/10.50390/NCAEJ.2026718289